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FAQs
Are my deposits insured?
FDIC insurance covers all deposit accounts, including checking and savings accounts, money market deposit accounts and certificates of deposit. The standard insurance amount is $250,000 per depositor, per insured bank, for each account ownership category. The FDIC provides separate coverage for deposits held in different account ownership categories. Depositors may qualify for more coverage if they have funds in different ownership categories and all FDIC requirements are met. Please use the following calculator provided by the FDIC to calculate you insured deposits: https://www.fdic.gov/edie/calculator.html.

What does online banking and bill pay cost?
Home Bank & Trust Co. provides online banking and bill payment free of charge.

How do I get a Visa Check Card (Debit Card)?
Visa Check Cards (Debit Cards) are one of the many services that Home Bank & Trust Co. provides at no cost. Please contact your local branch to order a check card.

What should I do if my Visa Check Card or ATM card is lost of stolen?
Please contact your local branch immediately or call 620-583-5516.

I moved. How do I change my address?
Please stop by your local branch. A customer service representative will help you fill out a form to complete the change of address.

How do I stop payment on a personal check?
Please contact your local branch or call us at 620-583-5516.