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Personal Overdraft Privilege
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Have you ever ...
  • Made an honest mistake in your checkbook?

  • Found yourself “a little short”?

  • Had unusual or unforeseen expenses at the wrong time?

    Relax. You deserve consideration. Rather than automatically returning unpaid any insufficient funds items that you may have, we will consider, without obligation, payment of your reasonable overdrafts.


Overdraft Privilege can mean:
  • Fewer charges from retailers for returned checks.

  • Convenience and flexibility in managing your funds.

  • On eligible personal checking accounts, payment of overdrafts up to $700 ($400 on free checking accounts) will normally be considered.

  • We can’t promise to pay every overdraft and some restrictions do apply. See the Overdraft Privilege Service Description at right. Our normal non-sufficient funds or overdraft charge will apply to each item that would create an overdraft on your account.