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HomeBank & Trust

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Personal Banking
Personal Savings
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Personal Free Online Banking
Personal Savings
  • Service charge based on average daily balance:
    $100 and over - No charge.
    $0 to $99.99 - $1 per month.

  • Minimum balance requirement waived for customers under 18 years of age.

  • 3 free withdrawals per month - Excess debit fee applies when withdrawals exceed 3 per month.

  • $1 per debit in excess of 3.

  • Semi-annual statement.

  • No minimum balance to earn interest. Interest paid quarterly on average daily balance.


Investment Savings
  • No service charge if minimum balance exceeds $1,500. Otherwise, $10 per month.

  • $10 per debit item over 6 per statement cycle.

  • Interest paid when daily balance exceeds $1,500.