3 month* ...... 0.25 APY
6 month ........ 0.50 APY
12 month ...... 0.75 APY
24 month ...... 1.00 APY
36 month ...... 1.25 APY
48 month ...... 1.50 APY
60 month ...... 1.75 APY

All CD rates are APY (annual percentage yield).
Early withdrawal penalty may apply. See Bank for details.

* There is no 3 month IRA offered.

Please contact your nearest Home Bank & Trust branch for CDs and IRAs over $25,000.